Credit Officer Training Program
Placement Assistance EMTA BFSI Course✨
30 Working Days (45 Hours)
Highest Salary: Up to ₹4 LPA
Placement Assistance as per Program Terms
About This Course
Prepare for a critical underwriting and risk evaluation role in commercial banks, NBFCs, and financial institutions. This program teaches thorough credit appraisal, borrower debt-servicing capacity calculation, collateral scrutiny, and lending regulatory compliance, complemented with hands-on loan proposal case studies and mock audits.
What You Will Learn
- Core principles of retail credit, SME lending, and financial risk assessment.
- In-depth financial statement analysis, balance sheet scrutiny, and cash flow modeling.
- CIBIL report interpretation, credit bureau score analysis, and risk flagging.
- Loan sanctioning protocols, CAM preparation, and documentation verification.
- Regulatory compliance, RBI lending norms, and ethical banking frameworks.
- Utilizing banking LOS and CBS software modules for efficient credit processing.
Skills You Will Learn
Credit Analysis
Loan Structuring
Risk Assessment
Decision Making
Documentation & Compliance
Financial Modeling
Underwriting Verification
